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 Guide to Mortgages

Saving Money - Should I Change My Mortgage ?

As a mortgage owner, you share a common financial commitment with around 70% of all other UK homeowners. For most, it is the biggest financial commitment that they will ever make, but it is surprising how little time most people spend examining whether they are getting the best rate. Could you be saving £100's even £1000's of pounds each year by changing mortgage providers? Remember, it's always worth taking professional advice.

With increasing competition in the UK for new entrants into the mortgage marketplace, it has never been a better time to look at your mortgage and ask the question: "Am I getting the best deal ?"

But where do you start ? Right here ! HouseWeb have taken a mortgage consumer test to find out the typical process you will have to go through.

STEP 1: Am I in a position to change ?

You need to find out if you are tied in to your current mortgage provider. Many policies will have a fixed period that ties you in, with a penalty if you change. Check your policy.

STEP 2 of 4

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

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