As state benefits reduce and instability remains in the job market, some people opt for mortgage repayment protection to cover them in case of illness, unemployment and other instances which can lead to repossession.
Each policy varies, but most provide cover for up to 12 months. Further questions
you will need to ask are:
How long is it before I can make a claim?
When would my benefit be paid?
How much would I have to pay per month for the policy?